Wills & Trusts

A Last Will and Testament is a very important legal document – perhaps the most important you will ever sign. It passes on a lifetime’s hard work to those you love and care for. Given its importance, it’s vital you get it right and that is why you should seek professional advice from a specialist.

An estimated 27 million adults in England and Wales don’t have a Will. A Will allows you to:

• Distribute your assets to your chosen beneficiaries on your death
• Choose your Executors who will be responsible for administering your estate
• Nominate Guardians to look after your children (or any minor for whom you have parental responsibility)
• Defer the age at which your beneficiaries inherit to ensure they receive it at an age at which you feel they will spend it wisely
• Leave gifts of items or money to friends, family or charity
• Make provisions for your pet(s)

As life progresses the threats to the value of the inheritance you plan to leave your loved ones grows rapidly. Sometimes people don’t discover these until it is too late. A well written Last Will and Testament which includes the appropriate use of trusts can help protect your home and savings after you have gone from perils such as:

• A co-owners Long Term Care Fees
• The marriage of your spouse or partner after your death which could result in your chosen beneficiaries inheriting nothing
• Inheritance Tax
• Divorce and bankruptcy of your chosen beneficiaries

We will visit you in the comfort and privacy of your own home, at a time that suits you, to discuss how best you can plan for the future financial security of your family. Our first consultation is free and without obligation.